Use case / Financial services

Verified, compliant call flows on autopilot

The agent verifies the caller, handles routine servicing over voice and chat, and hands off anything sensitive to a licensed human — every call transcribed, scored, and grounded in your approved policy. Verified before servicing. Human for the sensitive.

Verification · Servicing · Voice · Chat · Handoff · Audit

app.mirakash.com/analytics
Analytics /Servicing · containment analytics
N
DashboardMetricsWidgets
Containment
78%+4pt
Escalation rate
9.2%−1.3pt
Avg sentiment
+0.42+0.05
Cost / call
$0.019
Calls over time · 30dmetric: calls
Escalations · count
Cost · $/call
Recent calls
call.completed2m14s
escalationrefund
call.completed0:48
intent.detectedbooking
call.scored4.8
What the agent handles

Everything the agent can, and can't, do

A servicing line rarely runs on one kind of call. Mirakash verifies the caller, resolves the routine requests, and refuses the sensitive ones — handing each to a licensed human with the context already gathered.

Caller verification

Before anything sensitive, the agent verifies identity — knowledge-based checks, account details, or a one-time code — and logs the outcome on every call.

Routine servicing

Balances, transactions, card status, payment dates, and statements — handled end to end over voice or chat once the caller is verified.

Guided self-service

Card blocks, address changes, and dispute intake walked through step by step, with the procedure read straight from your knowledge base.

Handoff for anything sensitive

Advice, complaints, and high-risk actions consult or hand off to a licensed human — the agent gathers context first, then resumes or transfers.

Vocabulary

Speak servicing, not generic

Mirakash ships a small set of building blocks. Map them to how a servicing line actually talks — verified calls, compliant flows, handoffs, policy grounding — with no forked codebase.

Generic in, servicing terms out
AgentVerified voice & chat agentThe AI that answers the servicing line.
ConversationVerified call · Secure chatOne servicing interaction, identity logged.
WorkflowVerify → service → hand offThe compliant call flow, as a node graph.
EscalationHandoff to a licensed humanAnything sensitive goes to a person, with context.
KnowledgePolicy · Product T&Cs (RAG)The approved sources every answer is read from.
Routing

From the line to the right human

Model the servicing line as a tree: the inbound line at the top, the AI agent verifying and handling routine calls beneath it, and your licensed human teams at the leaves for advice, complaints, and fraud. Containment rolls up, and anything sensitive is gated to a person.

  • Line → AI agent → human team → skill, as deep as you need
  • Containment and verification roll up each branch
  • Every team scoped to its own calls, enforced server-side
See routing & escalation
servicing / routing
Servicing & escalationLine → Agent → Human team
81%
Contained
6
Human teams
100%
Verified
0.9s
Latency
Servicing Line · Retail BankInbound lineverified
Mirakash Servicing AgentAI agent · voice + chat81% contained
Card servicesHuman teamblocks & disputes
PaymentsHuman teamtransfers & DDs
StatementsHuman teamcopies & queries
Advice deskEscalation · licensed0% automated
Mortgage advisersRegulated advicehuman only
Complaints & fraudEscalation · sensitive0% automated
Fraud teamHuman teamhigh-risk
Complaints teamHuman teamFCA-logged
The agent verifies every caller and hands off anything sensitive to a licensed human team.
Cost & usage

Every serviced call, costed cleanly

See exactly what a call costs: the STT, LLM, TTS, and transport minutes itemize per conversation, roll up per line and per day, and set against the human cost of the same servicing. Every accrual lands on an append-only ledger you can audit to the cent.

  • Itemized STT, LLM, TTS, and transport cost per call
  • Rolled up per line, per team, and per day
  • Cost-per-serviced-call set against a human-handled call
  • Append-only usage ledger in integer minor units — reconcilable
Usage & cost accounting
app.mirakash.com/numbers
Numbers /Phone numbers
N
NumbersProvisioningUsage
Numbers
42
Provisioning
3
Minutes · MTD
128k
GeoNumberTypeStatus
US+1 415 555 0142localActive
US+1 646 555 0188localActive
US+1 855 555 0142tollfreeActive
US+1 312 555 0170localProvisioning
US+1 210 555 0133localActive
US+1 628 555 0146localPorting
active · Twilio subaccount · BYO auth token AES-256-GCM encrypted at rest
In the product

From verification to handoff, on one line

Build the flow in the studio, ground it in your policy vault, score every call in the review queue, and give each team its own secure console.

Review queue

Review and score every serviced call

Every call lands in a review queue with its transcript, verification result, and an LLM-judge score against your compliance rubric. Your QA team works the flagged ones, and each outcome tightens the next version of the flow — with strict per-line isolation in the data layer.

  • LLM-judge scorecard on every call, against your rubric
  • Flagged calls surface with transcript and verification trail
  • Strict per-line isolation, enforced server-side
QA scorecards & review
app.mirakash.com/calls
Conversations /Live calls
N
BoardTableLive
Agent: Front desk ▾Filter8 live · avg 1:24
Listening3
+1 415 555 0142
card blocked · 0:21AI
+1 646 555 0188
dispute charge · 0:55AI
+1 855 555 014
balance · 0:12AI
Thinking2
+1 312 555 0170
wire status · 1:08AI
+1 210 555 0133
statement copy · 0:34AI
Speaking2
+1 917 555 0121
fraud alert · 1:47AI
+1 503 555 0199
direct debit · 0:26AI
Handoff1
+1 628 555 0146
adviser handoff · 3:30JD
Knowledge base

Every policy and script the agent reads from

Keep approved scripts, product terms, disclosures, and procedures in a foldered knowledge base. The agent grounds every answer in it, you track version and effective date, and nothing goes live until it's approved — so the agent never improvises a figure.

  • Scripts, product terms, disclosures, and procedures
  • Version and effective-date tracking with approval gates
  • Every answer grounded and cited — no improvised figures
app.mirakash.com/knowledge
Knowledge /Knowledge library
N
SourcesChunksConnectors
Product docs
Indexed
Syncing
Policies
Snippets
SourceTypeStatus
Card services policyNotionindexed
Disputes & chargebacksSheetsindexed
KYC & identity checksPDFsyncing · 47%
Fees & charges scheduleSitemapindexed
Complaints handlingZendeskfailed · reauth
Agent console

Give every team its own secure console

Each team works from its own console on its own domain — the calls it owns, the escalations waiting, QA standing, and verification logs — resolved only for verified members, so access never widens.

White-label portals
secure.harborbank.com
Harbor Bank
ChatAccountsCardsHelppowered by Mirakash
<1s
Avg reply
ID
Verified
3
Channels
Live chat
My card just got blocked — was that you?2:14Customer
A fraud check. I've verified you — unblocking now.2:14AI
Thank you!2:15Customer
Your brand · your domain · one agent across web chat, SMS & WhatsApp.
By design

Verified, grounded, auditable

Every call is transcribed and audited

Each call carries a full transcript, the verification result, the actions taken, and a timestamped actor trail — reconcilable to your servicing logs and ready for a compliance review.

Sensitive actions never run unverified

Identity verification gates every account action; anything advice-shaped, high-risk, or out of policy is refused and handed to a licensed human — the agent can't step past its guardrails.

Answers are read from approved policy

The agent grounds every response in your approved knowledge base — product terms, scripts, and disclosures — so it never improvises a rate, a promise, or a figure.

Outcomes

What a servicing line on Mirakash returns

94,600
calls serviced / year
81.3%
routine calls contained
0.9s
avg response latency
100%
calls identity-verified

Ready to put an AI agent on every call?

Book a walkthrough and see the voice pipeline, telephony, workflows, QA, and human handoff working together — on one platform.